Even after working as a mortgage loan officer for over 30 years, I still get a thrill when I can put together an attractive loan package for a borrower client.

​ Of course, some loans are more difficult than others to arrange, but I've been very fortunate to work with some tremendous clients over the years. Even better is when they show their appreciation of my work and give me an excellent review.

​ These days, many people want to make sure they're working with someone who has an excellent reputation, who is an expert in their business and who always keeps the best interests of their clientele in mind.

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Toby was featured on the cover and profiled in a 2018 issue of the Isles Life magazine in Punta Gorda - read her profile here...