You've likely heard the old saying about assuming something. That's especially true when buying a home. Take a listen to the video to find out why you should never assume anything about your purchase and other questions to ask up front.
There's a reason we say "going through the loan process." It IS a process and, yes, additional unforeseen documentation may be required along the way. Take a listen to the video on why it's more beneficial to you to provide the requested documents vs arguing.
Having you been putting off buying a home because you don't think you have a large enough down payment or worried about having to pay mortgage insurance? Take a listen to the video to find out why those fears and more may not be the obstacles you think they are to owning your dream home.
Are you currently renting, but thinking about buying a home soon? Take a listen to the video to find out what does and doesn't work regarding monthly rental payments and how it could effect getting a mortgage.
Found your dream home to buy? So what happens if the home inspection turns up an issue or two? Take a listen to the video to find out what your options may be when it comes to negotiating and how it could affect your financing.
One of the most common questions I get is about the down payment. More specifically how much is needed for the down payment. While most people think it's 20%, that's not true. Take a listen to the video to hear the advantages and disadvantages of putting down the full 20% vs a smaller amount.
It's tax time. That may have you scratching your head on just how you should go about filing your 2020 returns. Take a listen to the video to find out how the pandemic could change what you file, learn other helpful filing tips, and how it all could affect applying for a home loan.
Does Bankruptcy = Bad? Not necessarily. Watch the video as I chat with bankruptcy attorney Mark Martella to get a better understanding of what it means to file for bankruptcy and how it could even help in certain situations.
If you watch your credit score through Credit Karma or a service offered by a credit card, you may think you know what your score is when applying for a home loan. Watch the video to learn the differences between a consumer credit score and a mortgage credit score and how certain credit events may have an impact on your score.